Whether you're selling, buying, or investing, your success depends on the guidance of a skilled real estate agent.
I’m dedicated to offering clients professional services built on my extensive experience, expertise, and knowledge.
Let’s connect! This consultation is an opportunity for us to get to know each other, for me to share my expertise, and for you to ask any questions. Together, we’ll determine if we’re the right fit to achieve your real estate goals.
Lenders consider several factors to determine how much they’ll loan you, including:
While the process may seem daunting, it’s typically straightforward and can be completed within a day. For example, if you qualify for a $250,000 mortgage and plan to make a $100,000 down payment, you can confidently shop for homes priced around $350,000.
To understand your buying power, getting pre-approved for a mortgage is essential. This not only clarifies your budget but also signals to sellers that you are a serious buyer.
Closing costs include fees and expenses necessary to finalize a home purchase, such as appraisal fees, title insurance, lender fees, and taxes. These costs typically range from 2-5% of the loan amount.
A home’s market value is best determined through a comparative market analysis (CMA) conducted by a real estate agent. This method evaluates recent sales of similar properties in your area. Overpricing your home can discourage buyers, so working with a skilled seller’s agent can help you market it effectively and secure the best deal.
Effective negotiation requires clear and honest communication. A real estate agent can guide you in evaluating offers, considering factors like price, contingencies, and closing dates. While the highest offer may seem appealing, also assess the buyer’s financial stability and terms of the offer to make a well-informed decision.
Spring and early summer are traditionally the most active times for buying and selling homes. However, market conditions vary, so consulting a local real estate agent is wise. Depending on whether it’s a buyer’s or seller’s market, your negotiation leverage will differ. Ultimately, the best time to move depends on your lifestyle changes and family needs.
